I had the exact same combo, but don't like to talk about it.
Debt can be an awful thing - needs must when the devil drives and all that.... I'll be back to my former powers in no time...
If ever there was a good economic barometer for myself, I'd say its hifi. Just wish I could hold on to all the stuff I've flogged over the years thats paid for stupid stuff like overdrafts....
Mate, really sorry to hear it. Timeses is tough no doubt and about to get a lot tougher by the looks of it. The gear is so dalmed expensive is the problem. Its taken me a long time to build to where I am now. And like you, I've sold stuff that I shouldn't have and now regret having done so.